Why Vaulta Exists?

Modern finance suffers from a paradox:

• Banks provide efficiency but concentrate risk

• DeFi removes custody but fragments capital and credit

Vaulta resolves this paradox by separating:

• Capital ownership (always with the user)

• Decision intelligence (AI-driven routing)

• Execution enforcement (smart contracts)

• Trust guarantees (zero-knowledge proofs)

The result is a system that behaves like a bank economically, but cannot fail like one structurally.

Vaulta’s Position in the Financial Stack

Vaulta operates as a middle-layer financial protocol:

• Above base blockchains (Ethereum, rollups, etc.)

• Below applications (neobanks, DAOs, treasuries)

• Beside DeFi and RWA liquidity providers

It is designed to be embedded, not centralized.