Key Innovations

Funds Always Remain User-Owned

At no point does Vaulta:

• Custody assets

• Aggregate balances

• Control withdrawals

This is the most fundamental departure from both banks and most DeFi protocols.

ZK-Proven Solvency & Compliance

Vaulta uses zero-knowledge proofs to demonstrate:

• System-wide solvency

• Exposure limits

• Capital adequacy constraints

All without revealing:

• User balances

• Vault identities

• Transaction histories

Trust is replaced by mathematics.

DeFi + RWA Convergence Layer

Vaulta treats DeFi and RWAs as first-class liquidity domains, enabling:

• Unified routing between crypto-native and real-world yield

• Capital efficiency without sacrificing transparency

• Institutional-grade financial flows onchain

Banking Without Regulatory Capture

Because Vaulta:

• Holds no funds

• Issues no liabilities

• Executes no discretionary finance

It avoids the regulatory choke points that constrain banks and custodial crypto platforms—while still enabling compliance through cryptographic proofs.